Mesh Finance
First Home Buyer Calculator
First Home Guarantee Scheme applies at this price.
5% deposit, no LMI, no income caps, unlimited places — Australian Government backed from October 2025.
Property type
Location
Property price
$
$300k
$1.5m
Your deposit
$
%
5%
40%
Total cash needed
Deposit + stamp duty + conveyancing
Loan to Value Ratio
60%70%80%90%95%
Upfront cost breakdown
Repayment scenarios
| Interest rate | Monthly | Annual |
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Ready to take the next step?
Talk to the Mesh Finance team — we guide Perth first home buyers every step of the way.
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Talk to the Mesh Finance team — we guide Perth first home buyers every step of the way.
General estimates only — not financial advice. Stamp duty for established homes and new homes uses the WA FHOR per the official RevenueWA ready reckoner (7 May 2026): nil up to $600,000, then $16.15 per $100 up to $800,000. Vacant land uses the vacant land ready reckoner: nil up to $450,000, then $20.14 per $100 up to $550,000. Both announced 7 May 2026 — commencement estimated 28 July 2026, subject to parliamentary approval. FHOG eligibility and FHRS caps from firsthomebuyers.gov.au. Confirm all figures with your settlement agent and participating lender. Mesh Finance — Credit Representative No. 506123, authorised under Australian Credit Licence No. 384704.