First Home Buyer Calculator – Mesh Finance
Mesh Finance
First Home Buyer Calculator
Book a free chat →
Property type
Location
Property price
$
$300k $1.5m
Your deposit
$
%
5% 40%
Total cash needed
Deposit + stamp duty + conveyancing
Loan to Value Ratio
60%70%80%90%95%

Upfront cost breakdown

Repayment scenarios
Interest rate Monthly Annual

General estimates only — not financial advice. Stamp duty for established homes and new homes uses the WA FHOR per the official RevenueWA ready reckoner (7 May 2026): nil up to $600,000, then $16.15 per $100 up to $800,000. Vacant land uses the vacant land ready reckoner: nil up to $450,000, then $20.14 per $100 up to $550,000. Both announced 7 May 2026 — commencement estimated 28 July 2026, subject to parliamentary approval. FHOG eligibility and FHRS caps from firsthomebuyers.gov.au. Confirm all figures with your settlement agent and participating lender. Mesh Finance — Credit Representative No. 506123, authorised under Australian Credit Licence No. 384704.