How We Help

ATO Tax Debt Loans

Debt Consolidation for ATO, Private and Solicitor Debt

Struggling with ATO tax debt or juggling multiple debts from private or solicitor sources? Our tailored ATO tax debt loan solutions are designed to help you consolidate debt, streamline repayments, and get your finances back on track. Whether you're dealing with arrears, defaults, or credit challenges, we have a solution for you.

Proudly accredited with 40+ lenders

Our loan features

Up to 90% LVR

Unlock the value of your property with a high loan-to-value ratio, giving you the funding you need to manage your debts effectively.

Unlimited Cash Out

Access unlimited cash out for working capital, allowing you to cover additional expenses and consolidate your debt with ease.

Credit-Impaired Solutions

Our loans are designed to support those with less-than-perfect credit, helping you rebuild and recover financially.

Non-Standard Income Earners

Whether you're self-employed, working in a non-standard role, or have irregular income streams, our flexible criteria make you eligible.

Arrears & Defaults Acceptable

Don't let past financial difficulties hold you back. We understand that circumstances change, and arrears or defaults are acceptable.

100% Offset Available

Benefit from our 100% offset facility, helping you reduce interest and manage your repayments more efficiently.

Ways we can help clear ATO debt

Mesh Finance helps WA business owners and individuals refinance ATO tax debt through a personal loan, home loan refinance, or debt consolidation loan, so a single, manageable repayment replaces mounting interest and penalties from the tax office.

Personal Loans

A straightforward way to clear smaller ATO debts fast, without touching your property.

Home Loan Refinance

Roll your ATO debt into your existing home loan and replace multiple repayments with one, often at a lower rate.

Debt Consolidation Loans

Combine ATO, private, and solicitor debts into a single facility, structured around your income and equity.

ATO debt loan FAQs

Yes. We work with lenders who specialise in credit-impaired and arrears situations, including outstanding ATO debt.

It can. By increasing your home loan and using the equity, you can pay out the ATO in full and repay it as part of your regular mortgage.

No, we still have options. Our lender panel includes low-doc and alternative-income solutions for self-employed and non-standard income earners, so outdated or incomplete financials don't have to hold you back.

Ready to take the next step?

Apply for your ATO tax debt loan today and start the journey towards financial stability. Our experienced team is here to help you navigate the process and tailor a solution that fits your unique needs.