Helpful Articles
Guides on schemes, grants and lending, kept current.
First home buyer guides
WA First Home Buyer Changes 2026: New Stamp Duty & FHOG Thresholds
From 7 May 2026, eligible WA first home buyers can pay no stamp duty on homes up to $600,000, with concessions to $800,000, plus a higher First Home Owner Grant cap. See what the changes mean for Perth buyers.
Read More »First Home Owner Grant WA 2026: The Complete Guide for First Home Buyers
How the WA First Home Owner Grant works in 2026: the $10,000 grant, the new $800,000 Perth property cap, who qualifies, and how it fits with stamp duty and the 5% Deposit Scheme.
Read More »Buying Your First Home in Perth With a 5% Deposit: How It Works in 2026
Can you buy a first home in Perth with a 5% deposit? Learn how the Australian Government 5% Deposit Scheme works, who may qualify and how much you need.
Read More »Buying a $600,000 First Home in Perth: How Much Deposit Do You Need?
Buying a $600,000 first home in Perth? See how much deposit you may need, the 2026 WA stamp duty savings, 5% deposit options and First Home Owner Grant rules.
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Fuel Over $2 a Litre? How Perth Families Can Find More Room in the Budget
Petrol is over $2.30 a litre and household costs keep climbing. Practical places for Perth families to look first: fuel, the big bills, expensive debts, the offset account and the home loan.
Read More »Is Now a Good Time to Upgrade Your Home in Perth?
More listings and longer selling times are giving Perth upgraders breathing room. What the shift means for selling, buying, finance and whether to sell first or buy first.
Read More »Can AI Help With Your Home Loan? What It Can and Can't Tell You
AI is a great way to research home loans, but it cannot always see lender policy or how it applies to you. Why getting your research checked by a broker still matters.
Read More »Only 10 Weekends Until Christmas. Is Your Budget Ready?
Simple Christmas budgeting tips for Perth families: set a budget, save each payday, trim subscriptions, review insurance and bills, and check your home loan before December.
Read More »Home Loan Rates Are Rising Again: Is It Time to Review Your Perth Mortgage?
The RBA raised the cash rate again in September 2026 and lenders are lifting variable rates. What it means for Perth homeowners, and how to check whether your mortgage is still competitive.
Read More »How to Use Your Home Equity: A Guide for Perth Homeowners
What home equity is, how much of it you can actually use, and the main ways to put it to work, renovations, investment, your next home or debt consolidation. Includes how to work out yours.
Read More »Forrestfield Property Market 2026: What the Latest Cotality Data Shows
Forrestfield house values are up 11.7% over the past 12 months. See the latest Cotality data and what it could mean for homeowners, buyers and investors.
Read More »Perth Property Values Are Strong: Is It Time to Review Your Home Loan?
Perth property values remain strong, but the market is changing. See why now could be a good time to refinance, consolidate debt or access equity.
Read More »Mortgage Brokers Now Arrange 81.6% of Australian Home Loans
Mortgage brokers now facilitate a record 81.6% of new Australian home loans. Why more borrowers are choosing a broker over a bank, and what to look for when comparing home loans.
Read More »Small Business Cash Flow Finance: ATO Tax Debt & Payday Super
Cash flow feeling tight? Learn about small business cash flow finance, ATO tax debt options, working capital and managing the impact of Payday Super.
Read More »Help to Buy WA | Buy a Home with a 2% Deposit
Learn how the Australian Government's Help to Buy Scheme can help eligible WA buyers purchase a home with as little as a 2% deposit. Check eligibility, income limits, property caps and more.
Read More »ATO Debt Lending Solutions for Australian Business Owners
ATO debt is becoming more expensive for business owners. Learn how lending solutions may help pay out, consolidate or manage ATO debt more effectively than a payment arrangement.
Read More »Using a Parent's Property as Security to Buy Your First Home
Saving a deposit can be one of the biggest hurdles for first home buyers. A family security guarantee may allow parents to use equity in their property to help their child buy sooner, without gifting cash directly.
Read More »WA New Home Guarantee Scheme Oct 2025
WA First Home Guarantee Scheme changes coming October 1st, 2025.
Read More »How to Protect your Credit File
How to protect your credit file by placing and removing a credit ban (credit freeze).
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