First Home Buyers

First Home Buyers in WA

For first home buyers in Perth and across WA, the process of purchasing a home can be overwhelming. We compare first home buyer loans across 40+ lenders and check every grant and scheme you qualify for. From saving for a deposit to navigating the complex world of loans and financing, it can be difficult to know where to start. There are a range of First Home Buyer benefits available to help young Australians into their first home.

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What you could be entitled to

There are a range of First Home Buyer benefits available in WA to help you get into your first home, the rules change and overlap, so here's what we'll check for you:

WA First Home Buyer Grant, a one-time grant for eligible first-time buyers, giving you a financial boost.
WA FHB Stamp Duty Rebate, reduces or eliminates stamp duty fees, cutting upfront costs.
Home Guarantee Scheme, buy with a smaller deposit as the government covers part of the lender's risk.
Home Buyers Assistance & Lender Offers, extra perks and financial support from lenders.
LMI waivers for many industry professionals, doctors, nurses, accountants, engineers, pilots, lawyers, essential workers and more.
Guarantor Loans, a family member's property as security, so you don't need a large deposit.

Schemes change, we keep up so you don't have to

Grant amounts, price caps and stamp-duty thresholds are reviewed regularly. We'll confirm what currently applies to your situation before you commit.

Latest update

WA First Home Buyer Changes 2026

Stamp duty thresholds changed from 7 May 2026. See the new exemption limits, concessions and First Home Owner Grant property caps.

Read the update »

Home loan or family guarantee?

With the Home Guarantee Scheme you may be able to buy with as little as a 5% deposit and avoid Lenders Mortgage Insurance, subject to eligibility and place availability.

First home buyer FAQs

No. We actually prefer it when clients chat with us early in their home buying journey. It lets us help you build a plan that fits your situation, and often clients have come across information that isn't quite right, so getting the facts early saves time and stress later.

It depends on the lender and scheme. With the Home Guarantee Scheme it can be as low as 5%. We'll map your options against your savings and income.

No, our service is free to you. Lenders pay us a commission once your loan settles, and we disclose it upfront.

Often, yes. We'll structure them so they work together rather than against each other.

Let's make your homeownership dream a reality, reach out to us today!